TERM DEPOSIT

Open a fixed-term deposit for your preferred period, grow your savings profitably, and receive high returns either monthly or at maturity.

  • Minimum amount - 500 GEL/ USD/ EUR;

  • Term Deposit is opened in a fixed amount and for a predefined period
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CALCULATE YOUR RETURN

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Min. amount ₾500

Terms

Amount at maturity

0 GEL

Interest benefit

0 GEL

Nominal interest rate

0%

Effective interest rate

0%

TERM DEPOSIT

Term Deposit (interest paid monthly at the end of each month)

Nominal Interest Rates Effective Interest Rates
Term (months) GEL USD EUR GEL USD EUR
3-5 8.80% 1.30% 0.95% 9.16% 1.32% 0.95%
6-11 9.30% 2.10% 1.30% 9.71% 2.12% 1.31%
12-17 9.50% 2.60% 1.80% 9.92% 2.63% 1.82%
18-23 9.20% 2.90% 2.20% 9.60% 2.94% 2.22%
24-35 9.20% 2.95% 2.50% 9.60% 2.99% 2.53%
36 9.20% 2.95% 2.60% 9.60% 2.99% 2.63%

Term Deposit (interest paid at the end of the term)

Nominal Interest Rates Effective Interest Rates
Term (months) GEL USD EUR GEL USD EUR
3-5 8.90% 1.40% 1.00% Up to 9.20% 1.41% 1.00%
6-11 9.40% 2.15% 1.35% Up to 9.62% Up to 2.16% 1.35%
12-17 9.60% 2.65% 1.95% Up to 9.60% Up to 2.65% Up to 1.95%
18-23 9.50% 3.00% 2.25% Up to 9.29% Up to 2.98% Up to 2.24%
24-35 9.50% 3.05% 2.55% Up to 9.09% Up to 3.00% Up to 2.52%
36 9.50% 3.10% 2.75% 8.72% 3.01% 2.68%

EXPLORE MORE DEPOSITS

A SECURITY THAT CERTIFIES A BANK DEPOSIT


  • CDs yield high interest rates
  • CDs can be purchased for up to 60 months
  • A CD holder may transfer the CD to another person at any me
  • It is possible to secure a loan with a CD

ACCESS YOUR FUNDS WHENEVER YOU NEED THEM


  • For opening Savings Account FlexSave is not requested minimum amount
  • Period - Savings Account is opened for unlimited time
  • Interest accrual principle: Interest is accrued on the balance available at the end of each day, and is calculated at the end of each month
  • The interest calculated at the end of each month is credited to the current account


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START SAVING FOR YOUR GOAL


  • Deposit is opened for a predefined period and there is no minimum amount required for opening
  • It is possible to add money to the deposit without limitation
  • Interest on the deposit is paid on maturity


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FREQUENTLY ASKED QUESTIONS

How much money is required to open a deposit?

The minimum amount required to open a Term deposit is 500 GEL / USD  / EUR 

For what term can I open a fixed-term deposit?

You can open a fixed-term deposit for a period ranging from a minimum of 3 months to a maximum of 36 months