BUSINESS LOAN

Loan for the purchase of working capital, fixed assets, and other long-term assets


The loan term is determined based on the purpose:

 

  • Working capital: 36 months
  • Fixed assets: 60 months
  • Real estate: 120 months

 

Available currencies: GEL, USD, EUR

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CUSTOMIZED REPAYMENT SCHEDULE FOR YOUR BUSINESS

STANDARD REPAYMENT SCHEDULE

  •  A 12-month grace period is available, during which only interest on the loan principal is paid. 
  •  Principal repayment begins after the grace period ends. 
  •  The loan is available for the purchase of working capital, fixed assets, and long-term assets. 
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FOR SEASONAL BUSINESS

By using this product, you will have the opportunity to:

  • Use a customized repayment schedule
  • Have payment details tailored to your needs and agreed upon with you
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FREQUENTLY ASKED QUESTIONS

What purposes is a business loan granted for?

Standard and customized repayment loans can be used for the purchase of working capital, fixed assets, and other long-term assets. 

  • Working capital: Increase inventory, expand product assortment, cover obligations to suppliers, etc.
  • Fixed assets: Purchase or repair machinery, equipment, and business inventory.
  • Real estate: Purchase or construction of commercial property, land acquisition.
  • Other business purposes: Any investment or expense that supports business growth and stability.
 

What is the maximum term for a business loan?

The maximum loan term depends on the purpose:

  • Working capital: up to 36 months

  • Fixed assets: up to 60 months

  • Real estate: up to 120 months

In which currencies is the loan available?

The loan is available in GEL, USD, and EUR.

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Loans with Standard/Individual Repayments Schedules