EU4BUSINESS - EBRD CREDIT LINE

  • To support small and medium-sized businesses
  • Joint initiative of the European Union and the European Bank for Reconstruction and Development (EBRD)
  • Opportunity to recover up to 15% of the invested amount
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PROGRAM DETAILS

CASH-BACK UP TO 15% OF THE INVESTMENT

After successfully completing the project implementation verification procedure, the company will recover up to 15% of the loan amount as an investment incentive funded by the European Union.

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WITHIN THE FRAMEWORK OF THE PROGRAM, INVESTMENTS IN FIXED ASSETS ARE FINANCED.

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WHO IS ELIGIBLE TO PARTICIPATE IN THE PROGRAM?

  • Micro, small, or medium-sized enterprises
  • Companies/businesses that are registered in Georgia, operate in Georgia, and have at least 51% private ownership
  • Businesses with no more than 250 employees and an annual turnover not exceeding €50 million
  • Businesses that meet the program’s credit, environmental, and regulatory requirements
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FREQUENTLY ASKED QUESTIONS

Under what conditions is 15% of the investment reimbursed?

After the project is completed, a verification of the implementation procedure will take place, and upon successful completion, the company will recover up to 15% of the loan amount.

Are there specific industries for which the financing is available?

Any Georgian small or medium-sized business with no more than 249 employees that wishes to finance an investment in fixed assets can participate in the program.

What types of fees will the client be required to pay?

The client must cover the following types of fees: loan issuance fee, cash withdrawal fee, and real estate mortgage registration and cancellation fees.

Apart from financial support, what other benefits does the business receive?

Apart from financial support, the business also receives technical assistance, advisory services, and guidance to comply with EU and international standards when the project is financed.