CREDIT LIMIT
Secure a Maximum Credit Limit for Your Business
- For covering short-term liquidity needs
- For financing working capital, fixed assets, or other short-term business requirements
- Maximum term: one year
- Flexible conditions - you choose when and how much to use within the approved limit
FREQUENTLY ASKED QUESTIONS
What is a credit line?
A credit line is a pre-approved maximum amount set by the bank, within which you can borrow funds during a one-year period. This limit is determined based on your business’s financial condition and development needs.
How long is the approved limit valid?
A credit line is typically valid for one year. During this period, you can use the funds partially or in full, multiple times, in accordance with the agreed terms.
What advantages does a credit line have compared to a regular loan?
- You know your maximum borrowing limit for the entire year in advance;
- You withdraw funds only when needed;
- You pay interest only on the amount actually used;
- You have flexibility in choosing the timing and amount of each drawdown.